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Digital platform forecast to save Hong Kong’s MPF account holders up to HK$40 billion in first 10 years

  • The e-MPF is a centralised electronic platform that aims to standardise and streamline administration of fund schemes to cut costs
  • Financial services chief Christopher Hui says the government has listened to people’s views and agrees there is ‘big room for improvement’ in MPF system

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The MPF aims to provide retirement protection to the working population but has faced criticism. Photo: Xinhua
A major overhaul of Hong Kong’s compulsory pension system – the Mandatory Provident Fund (MPF) – could bring about savings of between HK$30 billion (US$3.9 billion) and HK$40 billion for millions of employees in the first 10 years after its launch in 2023, a government minister says.
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Secretary for Financial Services and the Treasury Christopher Hui Ching-yu disclosed the figures in a post on Sunday on his official blog, in which he gave an update on the progress of work on the e-MPF platform.

The e-MPF, an initiative by former Hong Kong leader Leung Chun-ying, is a centralised electronic platform that aims to standardise and streamline administration processes of fund schemes to cut costs. The platform had been due to be completed by 2022 at the earliest.

The MPF was launched in December 2000 to provide retirement protection to the working population. Since its inception, total assets under management have reached more than HK$1 trillion (US$128 billion).

Christopher Hui. Photo: Jonathan Wong
Christopher Hui. Photo: Jonathan Wong
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However, the scheme has been criticised for service providers’ high fees and the limited information they provide on the breakdown of costs such as fund manager, trustee and administrative charges.

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