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Rising rates may crimp Hong Kong’s second-half home prices by 5 per cent, analysts say

An unusually large supply of 10,000 apartments and tightening mortgage rates are likely to crimp prices in the second half, analysts say.

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Hong Kong property buyers should brace for a cooling third quarter as prices are set to be pressured by buoyant supply of new flats. Potential buyers attend a London property exhibition in Hong Kong on June 10. Photo: Edward Wong

Hong Kong’s soaring home prices will likely take a breather in the second half of this year, as buyers turn cautious in anticipation of an increase in mortgage rates, while an unusually large supply of new apartments floods the market, analysts said.

The city’s primary and secondary residential property markets have been softening in the last fortnight, indicating growing concern among potential buyers over the interest rates outlook, according to Louis Chan Wing-kit, vice chairman of Centaline Property Asia Pacific’s residential department.

“Developers will offer their projects at competitive prices in view of more than 10,000 new flats available for pre-sale in the second half,” Chan said. “Property firms will continue to offer flexible financing schemes to entice sales.”

Louis Chan Wing-kit, vice chairman of Centaline Property Asia Pacific’s residential department. Photo: Handout
Louis Chan Wing-kit, vice chairman of Centaline Property Asia Pacific’s residential department. Photo: Handout

Chan said the number of sales transactions for second-hand homes could tumble 20 per cent, as developers provide incentives to lure buyers away from the secondary market.

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